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保险基术语中英对照


 

【 A 】Abandonment 见"委付"
Actual Total Loss 见"实际全损"
All Risks 见"一切险"
Annuities Insurance 见"年金保险"
Applicant 见"投保人"
Application 见"投保单"
Automatic Premium Loan 见"自动垫交保险费贷款"
Approved 见"承保"
安装工程一切险(Erection All Risks Insurance)

【 B 】Beneficiary 见"受益人"
Binder, Binding Slip 见"暂保单"
保险(Insurance)
保险法(Law of Insurance)
保险基金(Insurance Fond)
保险保障基金(Insurance Protection Fond)
保险公司(Insurance Company)
保险合同(Insurance Contract)
保险单(Policy)
保险凭证(Insurance Certificate)
保险条款(Insurance Clauses)
保险标的(Insurance Subject)
保险金额(Insured Amount)
保险价值(Insured Value)
保险期限(Insurance Period)
保险费(Insurance Premium)
保险费率(Premium Rate)
保险人(Insurer)
保险代理人(Insurance Agent)
保险经纪人(Insurance Broker)
保险公估人(Insurance Assessor)
补偿原则(Principle of Compensation)
被保险人((Insured)
不定值保险(Unvalued Insurance)

【 C 】Cash Loss 见"现金赔款"
Cash Value 见"现金价值"
Co-insurance 见"共同保险"
Constructive Total Loss 见"推定全损"
超率赔款再保险(Excess of Loss Ratio Reinsurance)
超额赔款再保险(Excess of Loss Reinsurance)
纯粹危险(Pure Risk)
重复保险(Multiple Insurance)
重置价值保险(Reinstatement Value Insurance)
偿付能力(Solvency)
承保(Approved,To Cover)
船舶保险(Hull Insurance)
财产保险(Property Insurance)
产品质量保证保险(Product Quality Bond Insurance)
产品责任保险(Product Liability Insurance)

【 D 】
Dividend System 见"红利制度"
Dual Valuation Clause 见"双重价值条款"
大数法则(Law of Large Numbers)
代位求偿权(Subrogation Right)
定值保险(Valued Insurance)
第一损失保险(First Loss Insurance)
盗窃保险(theft insurance)
定期寿险(Term Insurance)
定期生存保险(Pure Endowments)

【 E 】
Endowment Assurance 见"生死两全保险"
Endorsement 见"批单"
Extraneous Risks 见"附加险"
Erection All Risks Insurance 见"安装工程一切险"
Excess of Loss Ratio Reinsurance 见"超率赔款再保险"
Excess of Loss Reinsurance 见"超额赔款再保险"
Extra Charges 见"额外费用"

【 F 】
Facultative Reinsurance 见"临时再保险"
Fidelity Bond 见"忠诚保证保险"
Fire Insurance 见"火灾保险"
First Loss Insurance 见"第一损失保险"
Free from Particular Average 见"平安险"
Freight Insurance 见"运费保险"
附加险(Extraneous Risks)
飞机保险(Aircraft insurance)
复效(Reinstate)

【 G 】
Grace Period 见"宽限期"
Group Life Accident Insurance 见"团体人身意外伤害保险"
Group Life Insurance 见"团体人身保险"
共同保险(Co-insurance)
过失责任(fault liability)
公众责任保险(Public Liability Insurance)

【 H 】

Hazard 见"危险因素"
Health Insurance 见"疾病保险"
Hull Insurance 见"船舶保险"
海上保险(Marine Insurance)
火灾保险(Fire Insurance)
红利制度(Dividend System)

【 I 】
Increased Value Clause见“增值条款”
Increased Value Insurance见“增值保险”
Inherent Vice见“内在缺陷”
Insurance见“保险”
Insurance Agent见“保险代理人”
Insurance Amount见“保险金额”
Insurance Broker见“保险经纪人”
Insurance Certificate见“保险凭证”
Insurance Clauses见“保险条款”
Insurance Company见“保险公司”
Insurance Contract见“保险合同”
Insurance Fund见“保险基金”
Insurance Period见“保险期限”
Insurance Premium见“保险费”
Insurance Subject见“保险标的”
Insured见“被保险人”
Insurer见“保险人”

【 J 】
Joint Life Insurance见“联合人寿保险”
近因(Proximate Cause)
救助费用(Salvage Charge)
家庭财产保险(Property Insurance for Home)

 

【 L 】利润损失险(Profit Loss Insurance)
劳工保险和雇主责任保险(Workers Compensation and Employer Liability Insurance)
联合人寿保险(Joint Life Insurance)

【 M 】
Marine Insurance见“海上保险”
Multiple Insurance见“重复保险”

【 N 】
Natural Premium见“自然纯保费”
内在缺陷(Inherent Vice)
年金保险(Annuities Insurance)

【 O 】Outstanding Loss Reserve见“未决赔款准备金”

【 P 】Peril见“危险事故”
Personal Pension Annuities见“退休年金保险”
Personal Insurance见“人身保险”
Premium Rate见“保险费率”
Policy见“保险单”
Principle of Compensation见“补偿原则”
Product Liability Insurance见“产品责任保险”
Profit Loss Insurance见“利润损失险”
Property Insurance见“财产保险”
Property Insurance for Enterprises见“企业财产保险”
Property Insurance for Home见“家庭财产保险”
Proximate Cause见“近因”
Public Liability Insurance见“公众责任保险”
Protection and Indemnity Insurance见“保障与赔偿责任保险”
Pure Endowments见“定期生存保险”
Pure Risk见“纯粹危险”
批单(Endorsement)
平均余命(Life Expectancy)
平安险(Free from Particular Average)

【 Q 】弃权与禁止反言(Waiver and Estelle)
企业财产保险( Enterprise Property Insurance )

【 R 】
Reinstate见“复效”
Reinstatement Value Insurance见“重置价值保险”
Reinsurance见“再保险”
Risk Management见“危险管理”
Risk Unit见“危险单位”
人身保险(Personal Insurance)
人寿保险(Life Insurance)
人身意外伤害保险(Life Accident Insurance)
人寿保险精算师(Life Insurance Actuary)
人寿保险责任准备金(Life Insurance Reserve)

【 S 】
双重价值条款(Dual Valuation Clause)
受益人(Beneficiary)
损失率(Loss Ratio)
索赔(Claim)
实际全损(Actual Total Loss)
施救费用(Sue and Labor Expenses)
生死两全保险(Endowment Assurance)
生命表(Life Table)

【 T 】
Term Insurance见“定期寿险”
To Cancel见“退保”
投保单(Application)
投保人(Applicant)
退保(To Cancel)
推定全损(Constructive Total Loss)
退休年金保险(Personal Pension Annuities)
团体人身保险(Group Life Insurance)
团体人身意外伤害保险(Group Life Accident Insurance)

【 U 】
Unearned Premium Reserve见“未到期责任准备金”
Unvalued Insurance见“不定值保险”
Utmost Good Faith见“最大诚信”

【 V 】
Valued Insurance见“定值保险”

【 W 】
Waiver and Estelle见“弃权与禁止反言”
Whole Life Insurance见“终身寿险”
Workers Compensation and Employer Liability Insurance见“劳工保险和雇主责任保险”

【 X 】
信用保险(Credit Insurance)
现金价值(Cash Value)
现金赔款(Cash Loss)

【 Y 】一切险(all risks)
运费保险(Freight Insurance)

【 Z 】
暂保单(Binder,Binding Slip)
最大诚信(Utmost Good Faith)
忠诚保证保险(Fidelity Bond)
责任保险(Liability Insurance)
增值条款(increased value clause)
增值保险(Increased Value Insurance)
终身寿险(Whole Life Insurance)
主险(main risks)
自然纯保费(Natural Premium)
自动垫交保险费贷款(Automatic Premium Loan)
自杀条款(Suicide Clauses)


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